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Product

Lines of credit

A line is for uneven cash. You open capacity once, then draw only what a given week needs.

Revolving · Draw as neededSoft inquiry to startTerms before signature
Owner reviewing working capital at a shop desk

What this structure is for

Revolving capacity you draw when deposits dip — and repay when they recover. We underwrite deposits and existing obligations first — the product name comes second.

Benefits

  • Flexible drawsUseful when receivables and payroll do not land on the same calendar.
  • Interest on useYou typically pay for what is outstanding — not the full limit every day.
  • Cash-cycle fitWe size the facility from recent deposits and existing debits, not a wish list.
  • Written terms firstLimit, rate structure, and guarantees are outlined before anyone signs.

When it fits

Operators with uneven deposits who need a standby facility rather than a single lump sum.

When it does not

Brand-new entities with no deposit history, or requests that already exceed what statements can service.

Process

How funding usually moves

01

Apply

Share entity, amount, and use. Soft inquiry to start.

02

Review

Statements and obligations decide whether this product — or another — fits.

03

Fund

Written terms first. Timing depends on the structure and source.