/* Polish pass 20260922finish */
/* Oak Harbor — flagship density, navy + wash + blue CTA. Inter only. Polish 20260907ui. */
:root{
  --navy:#0B1526;--navy-deep:#07101C;--navy-mid:#1C2B40;
  --paper:#F4F6F9;--wash:#E8EDF5;--white:#FFFFFF;--ink:#0B1526;
  --muted:#5B6573;--muted-2:#7A8492;--line:#E4E7EC;--line-soft:#EEF0F3;
  --cta:#1B4FBF;--cta-hover:#153F99;--cta-ink:#FFFFFF;
  --err:#B42318;--err-bg:#F8E4E1;
  --wrap:1200px;
  --sans:"Inter",ui-sans-serif,system-ui,sans-serif;
  --r:16px;--r-pill:999px;
  --shadow:0 8px 24px rgba(11,21,38,.06);
  --shadow-lg:0 24px 48px rgba(11,21,38,.16);
  --shadow-mega:0 18px 44px rgba(11,21,38,.12),0 0 0 1px rgba(11,21,38,.05);
  --focus:0 0 0 3px rgba(27,79,191,.22);
  --nav-h:72px;--nav-h-compact:58px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:88px;overflow-x:clip}
body{margin:0;background:var(--white);color:var(--ink);font-family:var(--sans);font-size:16px;line-height:1.55;-webkit-font-smoothing:antialiased;overflow-x:clip}
img{max-width:100%;display:block}
a{color:var(--navy);text-decoration-thickness:1px;text-underline-offset:3px}
a:hover{color:var(--cta)}
button,input,select,textarea{font:inherit;color:inherit;max-width:100%}
.skip{position:absolute;left:-9999px}
.skip:focus{left:16px;top:16px;z-index:9999;padding:10px 16px;background:var(--navy);color:#fff;border-radius:10px;outline:none;box-shadow:var(--focus)}
.wrap{width:min(var(--wrap),calc(100% - 48px));margin:0 auto}
.tag{display:inline-block;margin:0 0 14px;font-size:12px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--muted-2);line-height:1.2}
.tag.light{color:rgba(255,255,255,.55)}
h1,h2,h3{font-family:var(--sans);font-weight:650;color:var(--ink);margin:0 0 .4em;letter-spacing:-.02em}
h1{font-size:clamp(2.55rem,5vw,3.85rem);line-height:1.04;letter-spacing:-.03em}
h2{font-size:clamp(1.7rem,2.8vw,2.4rem);line-height:1.12;letter-spacing:-.025em}
h3{font-size:1.08rem;line-height:1.3;letter-spacing:-.015em}
p{margin:0 0 1em;color:var(--muted);font-weight:400}
.lede{font-size:1.125rem;line-height:1.58;max-width:38em;color:#6A7482}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:52px;padding:14px 24px;border:1px solid transparent;border-radius:var(--r-pill);font-size:15px;font-weight:600;text-decoration:none;cursor:pointer;transition:background .18s,border-color .18s,color .18s,transform .15s,box-shadow .18s;outline:none}
.btn:focus-visible{box-shadow:var(--focus)}
.btn.solid{background:var(--cta);color:var(--cta-ink);border-color:var(--cta);box-shadow:0 1px 0 rgba(255,255,255,.12) inset,0 6px 16px rgba(27,79,191,.18)}
.btn.solid:hover{background:var(--cta-hover);border-color:var(--cta-hover);color:#fff;transform:translateY(-1px);box-shadow:0 1px 0 rgba(255,255,255,.1) inset,0 10px 22px rgba(27,79,191,.24)}
.btn.solid:active{transform:translateY(0);box-shadow:0 4px 12px rgba(27,79,191,.16)}
.btn.ghost{background:transparent;color:var(--navy);border-color:#D0D5DD}
.btn.ghost:hover{border-color:var(--navy-mid);background:var(--paper);color:var(--navy)}
.btn.ghost.on-dark{color:#fff;border-color:rgba(255,255,255,.36)}
.btn.ghost.on-dark:hover{background:rgba(255,255,255,.1);border-color:rgba(255,255,255,.62);color:#fff}
.btn.lg{min-height:56px;padding:14px 28px}
.btn .arrow{font-size:1.05em;line-height:1}
.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}
.nav{position:sticky;top:0;z-index:80;background:rgba(255,255,255,.96);backdrop-filter:blur(16px);-webkit-backdrop-filter:blur(16px);border-bottom:1px solid transparent;transition:border-color .2s,box-shadow .2s,background .2s}
.nav.is-compact{border-bottom-color:var(--line);box-shadow:0 8px 24px rgba(11,21,38,.05)}
.navin{display:flex;align-items:center;gap:14px;min-height:var(--nav-h);transition:min-height .2s ease}
.nav.is-compact .navin{min-height:var(--nav-h-compact)}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);flex:none;border-radius:10px;outline:none}
.brand:focus-visible{box-shadow:var(--focus)}
.brand .mark{width:28px;height:28px;color:var(--navy);display:flex}
.brand .mark svg{width:28px;height:28px}
.brand .word{display:flex;flex-direction:column;line-height:1.05}
.brand .word strong{font-size:14px;font-weight:650;letter-spacing:-.01em}
.brand .word span{font-size:10px;font-weight:600;letter-spacing:.18em;text-transform:uppercase;color:var(--muted-2)}
.links{display:flex;align-items:center;gap:2px;margin-left:auto}
.links>a,.has-sub>button{padding:8px 11px;font-size:14px;font-weight:500;color:var(--navy-mid);background:none;border:0;cursor:pointer;text-decoration:none;border-radius:10px;outline:none;transition:color .15s,background .15s}
.links>a:hover,.has-sub>button:hover,.links>a.is-current{color:var(--navy);background:var(--paper)}
.links>a:focus-visible,.has-sub>button:focus-visible{box-shadow:var(--focus);color:var(--navy)}
.nav-email{margin-left:6px;padding:8px 10px;font-size:13px;font-weight:500;color:var(--muted);text-decoration:none;white-space:nowrap;border-radius:10px;outline:none}
.nav-email:hover{color:var(--navy)}
.nav-email:focus-visible{box-shadow:var(--focus)}
.links .navcta{margin-left:10px;min-height:44px;padding:10px 18px;background:var(--cta)!important;color:#fff!important;border:1px solid var(--cta);border-radius:var(--r-pill);font-size:14px;font-weight:600;text-decoration:none;box-shadow:0 4px 12px rgba(27,79,191,.16);transition:background .18s,border-color .18s,transform .15s,box-shadow .18s}
.links .navcta:hover{background:var(--cta-hover)!important;border-color:var(--cta-hover)!important;transform:translateY(-1px);box-shadow:0 8px 18px rgba(27,79,191,.22)}
.links .navcta:focus-visible{box-shadow:var(--focus),0 4px 12px rgba(27,79,191,.16)}
.nav.is-compact .links .navcta{min-height:40px;padding:8px 16px}
.has-sub{position:relative}
.has-sub>button{display:inline-flex;align-items:center;gap:6px}
.has-sub>button::after{content:"";width:5px;height:5px;border-right:1.5px solid currentColor;border-bottom:1.5px solid currentColor;transform:rotate(45deg);margin-top:-3px;opacity:.5;transition:transform .18s,opacity .18s}
.has-sub.open>button::after{transform:rotate(225deg);margin-top:2px;opacity:.8}
.submenu{display:none;position:absolute;top:calc(100% - 2px);left:0;min-width:220px;background:#fff;border:1px solid var(--line-soft);border-radius:14px;padding:8px;z-index:90;box-shadow:var(--shadow-mega)}
.has-sub.open>.submenu{display:block}
.submenu a{display:block;padding:10px 14px;font-size:14px;color:var(--ink);text-decoration:none;font-weight:500;border-radius:10px;outline:none;transition:background .15s,color .15s}
.submenu a:hover,.submenu a.is-current{background:var(--paper);color:var(--navy)}
.submenu a:focus-visible{box-shadow:var(--focus)}
.mobile-acc{display:none}
.mega-panel{position:absolute;top:100%;left:50%;z-index:95;padding-top:10px;opacity:0;visibility:hidden;pointer-events:none;transform:translateX(-50%) translateY(6px);transition:opacity .18s ease,transform .18s ease,visibility .18s}
.has-mega.open>.mega-panel{opacity:1;visibility:visible;pointer-events:auto;transform:translateX(-50%) translateY(0)}
.mega{background:#fff;border:1px solid var(--line-soft);border-radius:18px;box-shadow:var(--shadow-mega);padding:18px 20px 14px;min-width:min(720px,calc(100vw - 48px))}
.mega-funding{min-width:min(780px,calc(100vw - 48px))}
.mega-industries{min-width:min(700px,calc(100vw - 48px))}
.has-mega[data-mega="funding"] .mega-panel{left:0;transform:translateX(0) translateY(6px)}
.has-mega[data-mega="funding"].open .mega-panel{transform:translateX(0) translateY(0)}
.has-mega[data-mega="industries"] .mega-panel{left:50%;transform:translateX(-40%) translateY(6px)}
.has-mega[data-mega="industries"].open .mega-panel{transform:translateX(-40%) translateY(0)}
.mega-head{display:flex;align-items:baseline;justify-content:space-between;gap:12px;margin:0 4px 14px;padding:0 6px 12px;border-bottom:1px solid var(--line-soft)}
.mega-eyebrow{font-size:11px;font-weight:650;letter-spacing:.14em;text-transform:uppercase;color:var(--muted-2)}
.mega-grid{display:grid;gap:8px}
.mega-grid-2{grid-template-columns:1fr 1fr}
.mega-grid-3{grid-template-columns:repeat(3,1fr)}
.mega-item{display:flex;flex-direction:column;gap:3px;padding:12px 14px;border-radius:12px;text-decoration:none;color:inherit;border:1px solid transparent;transition:background .15s,border-color .15s,box-shadow .15s;outline:none}
.mega-item:hover,.mega-item.is-current{background:var(--paper);border-color:var(--line-soft)}
.mega-item:focus-visible{box-shadow:var(--focus);border-color:rgba(27,79,191,.25)}
.mega-label{font-size:14px;font-weight:600;color:var(--navy);letter-spacing:-.01em}
.mega-blurb{font-size:12.5px;line-height:1.45;color:var(--muted);font-weight:400}
.mega-foot{margin-top:14px;padding-top:12px;border-top:1px solid var(--line-soft);display:flex;justify-content:flex-end}
.mega-foot a{font-size:13.5px;font-weight:600;color:var(--cta);text-decoration:none;padding:6px 8px;border-radius:8px;outline:none;transition:color .15s,background .15s}
.mega-foot a:hover{color:var(--cta-hover);background:rgba(27,79,191,.06)}
.mega-foot a:focus-visible{box-shadow:var(--focus)}
.menu-btn{display:none;margin-left:auto;border:1px solid var(--line);background:#fff;color:var(--navy);width:44px;height:44px;border-radius:var(--r-pill);cursor:pointer;outline:none;transition:border-color .15s,background .15s,box-shadow .15s}
.menu-btn:hover{border-color:var(--navy-mid);background:var(--paper)}
.menu-btn:focus-visible{box-shadow:var(--focus)}
.footGrid-wide{grid-template-columns:1.2fr 1.1fr 1.1fr .9fr;column-gap:40px;row-gap:32px}
.hero{background:var(--navy);color:#fff;padding:84px 0 76px;position:relative;overflow:hidden}
.hero::before{content:"";position:absolute;width:520px;height:520px;right:-120px;top:-160px;border-radius:50%;background:radial-gradient(circle,rgba(27,79,191,.22),transparent 68%);pointer-events:none}
.hero::after{content:"";position:absolute;width:280px;height:280px;right:18%;bottom:-100px;border-radius:50%;background:radial-gradient(circle,rgba(232,237,245,.08),transparent 70%);pointer-events:none}
.heroInner{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(32px,5vw,64px);align-items:center;position:relative;z-index:1}
.heroEyebrow{margin:0 0 18px;font-size:12px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:rgba(255,255,255,.52);line-height:1.2}
.hero h1{color:#fff;max-width:15ch}
.hero h1 .accent{color:#9DB4E8;text-decoration:underline;text-decoration-thickness:3px;text-underline-offset:8px;text-decoration-color:rgba(27,79,191,.85)}
.hero .lede{color:rgba(255,255,255,.7);margin:14px 0 0;max-width:36em}
.heroNote{margin:16px 0 0;font-size:13.5px;color:rgba(255,255,255,.48);max-width:48ch;line-height:1.45}
.heroPhoto{position:relative;width:min(100%,420px);margin-left:auto}
.heroPhotoRing{position:relative;width:100%;aspect-ratio:1;border-radius:50%;overflow:hidden;box-shadow:var(--shadow-lg);border:6px solid rgba(255,255,255,.08)}
.heroPhotoRing img{width:100%;height:100%;object-fit:cover;object-position:center 18%;filter:saturate(.82) contrast(1.04)}
.heroChip{position:absolute;left:50%;bottom:8%;transform:translateX(-50%);display:inline-flex;align-items:center;gap:10px;background:#fff;color:var(--navy);padding:12px 16px;border-radius:14px;box-shadow:var(--shadow);font-size:13.5px;font-weight:600;white-space:nowrap;z-index:2;max-width:calc(100% - 16px)}
.heroChip i{width:22px;height:22px;border-radius:50%;background:var(--wash);display:inline-flex;align-items:center;justify-content:center;flex:none}
.heroChip i::before{content:"";width:10px;height:10px;border-radius:50%;background:var(--cta)}
.heroChip span{display:block;font-size:12px;font-weight:500;color:var(--muted);margin-top:1px}
.reqBar{background:var(--white);border-bottom:1px solid var(--line-soft);padding:36px 0}
.reqGrid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;text-align:center}
.reqGrid strong{display:block;font-size:1.55rem;font-weight:650;color:var(--navy);letter-spacing:-.02em}
.reqGrid span{display:block;margin-top:6px;font-size:13.5px;color:var(--muted);line-height:1.35}
.section{padding:88px 0}
[id]{scroll-margin-top:96px}
.section.paper{background:var(--paper)}
.section.wash{background:var(--wash)}
.section.navy{background:var(--navy);color:#fff}
.section.navy h2,.section.navy h3{color:#fff}
.section.navy p{color:rgba(255,255,255,.68)}
.sectionHead{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:end;margin-bottom:48px}
.sectionHead p{margin:0;max-width:48ch}
.prodGrid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;align-items:stretch}
.prodCard{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line-soft);border-radius:var(--r);overflow:hidden;text-decoration:none;color:inherit;transition:transform .18s,box-shadow .18s,border-color .18s;height:100%;outline:none}
.prodCard:hover{transform:translateY(-3px);box-shadow:var(--shadow);border-color:#D8DEE8}
.prodCard:focus-visible{box-shadow:var(--focus)}
.prodCard img{width:100%;height:152px;object-fit:cover;object-position:center;filter:saturate(.78) contrast(1.03)}
.prodCard .body{padding:20px 20px 22px;display:flex;flex-direction:column;gap:8px;flex:1}
.prodCard h3{margin:0;font-size:1.05rem}
.prodCard p{margin:0;font-size:14.5px;flex:1}
.prodChip{display:inline-flex;align-self:flex-start;margin-top:8px;padding:6px 10px;border-radius:999px;background:var(--wash);color:var(--navy);font-size:12px;font-weight:650;letter-spacing:-.01em}
.prodCard .more{margin-top:auto;padding-top:10px;font-size:13.5px;font-weight:600;color:var(--cta)}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.step{padding:28px;background:var(--white);border:1px solid var(--line-soft);border-radius:var(--r);height:100%}
.section.navy .step{background:rgba(255,255,255,.04);border-color:rgba(255,255,255,.1)}
.stepNum{display:block;font-size:13px;font-weight:700;letter-spacing:.12em;color:var(--cta);margin-bottom:16px}
.section.navy .stepNum{color:#9DB4E8}
.benefitGrid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.benefit{padding:26px;background:#fff;border:1px solid var(--line-soft);border-radius:var(--r);height:100%}
.benefit h3{margin:0 0 8px}
.benefit p{margin:0;font-size:14.5px}
.indGrid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;align-items:stretch}
.indCard{position:relative;min-height:228px;border-radius:var(--r);overflow:hidden;text-decoration:none;color:#fff;outline:none;border:1px solid rgba(11,21,38,.06)}
.indCard:focus-visible{box-shadow:var(--focus)}
.indCard img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center;filter:saturate(.7) brightness(.62);transition:transform .35s}
.indCard:hover img{transform:scale(1.04)}
.indCard .copy{position:absolute;left:16px;right:16px;bottom:16px;z-index:1}
.indCard h3{color:#fff;margin:0 0 4px;font-size:1.05rem}
.indCard p{color:rgba(255,255,255,.82);font-size:13.5px;margin:0}
.qualifyGrid{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
.qPills{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.qPill{background:#fff;border:1px solid var(--line-soft);border-radius:14px;padding:22px 16px;text-align:center;box-shadow:var(--shadow)}
.qPill strong{display:block;font-size:1.6rem;color:var(--cta);letter-spacing:-.02em}
.qPill span{display:block;margin-top:6px;font-size:13px;color:var(--muted)}
.leadBand{display:grid;grid-template-columns:1fr 1.05fr;gap:48px;align-items:start}
.leadBullets{list-style:none;margin:24px 0 0;padding:0;display:grid;gap:14px}
.leadBullets li{display:flex;gap:12px;align-items:flex-start;color:var(--ink);font-weight:500;font-size:15px}
.leadBullets li::before{content:"";width:20px;height:20px;flex:none;margin-top:2px;border-radius:50%;background:var(--wash) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath d='M3.5 8.3l3 3.2 6-6.4' fill='none' stroke='%231B4FBF' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/12px no-repeat}
.applyCard,.leadCard{background:#fff;border:1px solid var(--line-soft);border-radius:20px;padding:32px;box-shadow:var(--shadow)}
.leadCard h2,.applyCard h2{font-size:1.35rem}
.formSub{font-size:15px;color:var(--muted);margin:0 0 20px}
.fieldRow{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.field{display:flex;flex-direction:column;gap:6px;margin-bottom:12px}
.field>span{font-size:12px;font-weight:600;color:var(--navy-mid)}
.field input,.field select,.field textarea{min-height:52px;padding:12px 14px;border:1px solid var(--line);border-radius:12px;background:var(--paper);outline:none;width:100%;transition:border-color .15s,background .15s,box-shadow .15s}
.field textarea{min-height:104px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--cta);background:#fff;box-shadow:var(--focus)}
.field-err{display:none;font-size:12px;color:var(--err)}
.field.has-err input,.field.has-err select,.field.has-err textarea{border-color:var(--err);background:var(--err-bg)}
.field.has-err .field-err{display:block}
.amountApply{display:grid;grid-template-columns:1.2fr auto;gap:12px;align-items:end;margin-bottom:12px}
.amountApply .field{margin-bottom:0}
.amountApply .btn,.amountApply .submit{min-height:52px;height:52px;margin-top:0;width:auto;padding:0 22px;white-space:nowrap}
.submit{display:flex;width:100%;min-height:52px;margin-top:8px;align-items:center;justify-content:center;background:var(--cta);color:#fff;border:0;border-radius:var(--r-pill);font-size:15px;font-weight:600;cursor:pointer;box-shadow:0 1px 0 rgba(255,255,255,.12) inset,0 6px 16px rgba(27,79,191,.18);transition:background .18s,transform .15s,box-shadow .18s;outline:none}
.submit:hover{background:var(--cta-hover);transform:translateY(-1px);box-shadow:0 1px 0 rgba(255,255,255,.1) inset,0 10px 22px rgba(27,79,191,.24)}
.submit:focus-visible{box-shadow:var(--focus)}
.micro{margin:14px 0 0;font-size:12.5px;line-height:1.5;color:var(--muted-2)}
.asideNote{padding:28px;background:var(--paper);border:1px solid var(--line-soft);border-radius:var(--r)}
.applyShell{display:grid;grid-template-columns:1.15fr .85fr;gap:32px;align-items:start}
.faq{max-width:780px;margin-top:24px}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;list-style:none;font-weight:600;font-size:16px;padding:20px 0;display:flex;justify-content:space-between;gap:16px;color:var(--navy);outline:none;border-radius:8px}
.faq summary:focus-visible{box-shadow:var(--focus)}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--muted-2);font-weight:500}
.faq details[open] summary::after{content:"–"}
.faq .faqPanel,.faq p{padding:0 0 18px;margin:0;max-width:62ch}
.ctaBand{background:var(--navy);color:#fff;padding:88px 0;position:relative;overflow:hidden}
.ctaBand::before{content:"";position:absolute;width:400px;height:400px;left:-80px;bottom:-120px;border-radius:50%;background:radial-gradient(circle,rgba(27,79,191,.25),transparent 70%)}
.ctaBand .wrap{position:relative;z-index:1}
.ctaBand h2{color:#fff}
.ctaBand p{color:rgba(255,255,255,.68);max-width:48ch}
.pageHero{padding:68px 0 44px;border-bottom:1px solid var(--line-soft);background:var(--white)}
.pageHero.dark{background:var(--navy);border-bottom:0;padding:92px 0 76px;text-align:center}
.pageHero.dark h1,.pageHero.dark .tag{color:#fff}
.pageHero.dark .lede{color:rgba(255,255,255,.68);margin-left:auto;margin-right:auto}
.pageHero.dark .crumb,.pageHero.dark .crumb a{color:rgba(255,255,255,.5)}
.crumb{font-size:13px;color:var(--muted-2);margin:0 0 20px}
.crumb a{color:var(--muted);text-decoration:none}
.twoCol{display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:start}
.prose h2{font-size:1.4rem;margin-top:1.5em}
.prose h2:first-child{margin-top:0}
.pointList{margin:0;padding:0;list-style:none;display:grid;gap:12px}
.pointList li{padding:22px;background:var(--paper);border:1px solid var(--line-soft);border-radius:var(--r)}
.pointList span{display:block;margin-top:6px;color:var(--muted);font-size:14.5px}
.specRow{display:flex;flex-wrap:wrap;gap:8px;margin:20px 0 0}
.specChip{display:inline-flex;padding:8px 12px;border-radius:999px;background:var(--wash);color:var(--navy);font-size:12.5px;font-weight:650}
.pageHero.dark .specChip{background:rgba(255,255,255,.08);color:#fff}
.elig{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.elig article{padding:22px;background:#fff;border:1px solid var(--line-soft);border-radius:var(--r)}
.footer{padding:68px 0 40px;background:var(--navy-deep);color:rgba(255,255,255,.65);font-size:14px}
.footGrid{display:grid;grid-template-columns:1.35fr 1fr 1fr 1fr;gap:32px 36px;margin-bottom:44px}
.footBrand{font-weight:650;color:#fff;margin-bottom:12px}
.footLead{color:rgba(255,255,255,.55);max-width:36ch;margin:0}
.footTitle{font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:rgba(255,255,255,.4);margin-bottom:14px;font-weight:600}
.footLinks{display:grid;gap:10px}
.footLinks a{color:rgba(255,255,255,.75);text-decoration:none;transition:color .15s}
.footLinks a:hover{color:#fff}
.legal{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;padding-top:28px;border-top:1px solid rgba(255,255,255,.1);font-size:12.5px;color:rgba(255,255,255,.4)}
.legal a{color:rgba(255,255,255,.55)}
.mobileCTA{display:none;position:fixed;left:0;right:0;bottom:0;z-index:70;background:rgba(255,255,255,.97);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-top:1px solid var(--line-soft);padding:12px 16px calc(12px + env(safe-area-inset-bottom));grid-template-columns:1fr 1.5fr;gap:10px;box-shadow:0 -8px 24px rgba(11,21,38,.06)}
.mobileCTA a{display:flex;align-items:center;justify-content:center;min-height:48px;border-radius:var(--r-pill);text-decoration:none;font-weight:600;font-size:14px;outline:none;transition:background .15s,border-color .15s,transform .15s}
.mobileCTA a:first-child{border:1px solid #D0D5DD;color:var(--navy);background:#fff}
.mobileCTA a:first-child:hover{border-color:var(--navy-mid);background:var(--paper)}
.mobileCTA a:last-child{background:var(--cta);color:#fff;box-shadow:0 4px 12px rgba(27,79,191,.2)}
.mobileCTA a:last-child:hover{background:var(--cta-hover);transform:translateY(-1px)}
.mobileCTA a:focus-visible{box-shadow:var(--focus)}
.pageHero.hasMedia{padding:68px 0 52px}
.pageHeroInner{display:grid;grid-template-columns:1.08fr .92fr;gap:clamp(24px,4vw,56px);align-items:center}
.pageHeroMedia{position:relative;border-radius:var(--r);overflow:hidden;min-height:340px;box-shadow:var(--shadow);border:1px solid var(--line-soft)}
.pageHeroMedia img{width:100%;height:100%;min-height:340px;object-fit:cover;filter:saturate(.78) contrast(1.04) brightness(.96)}
.photoBand{padding:88px 0}
.photoBandInner{display:grid;grid-template-columns:.92fr 1.08fr;gap:clamp(28px,4.5vw,64px);align-items:center}
.photoBandMedia{border-radius:var(--r);overflow:hidden;min-height:380px;box-shadow:var(--shadow);border:1px solid var(--line-soft)}
.photoBandMedia img{width:100%;height:100%;min-height:380px;object-fit:cover;filter:saturate(.78) contrast(1.04)}
.splitVisual{border-radius:var(--r);overflow:hidden;min-height:280px}
.splitVisual img{width:100%;height:100%;min-height:280px;object-fit:cover;filter:saturate(.76)}
.asidePhoto{margin-top:20px;border-radius:var(--r);overflow:hidden;border:1px solid var(--line-soft)}
.asidePhoto img{width:100%;height:220px;object-fit:cover;filter:saturate(.74)}
.fitGrid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:28px}
.fitBox{padding:24px;border-radius:var(--r);border:1px solid var(--line-soft);background:#fff}
.fitBox h3{margin:0 0 8px}
.fitBox.bad{background:var(--paper)}
.thanks{padding:12px 0 4px}
.thanks h3{margin:0 0 8px}
.thanks p{margin:0;color:var(--muted)}
.prose ul{margin:0 0 1.2em;padding-left:1.15em;color:var(--muted)}
.prose li{margin:0 0 .45em}
.relatedGrid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.relatedGrid a{display:block;padding:20px;border:1px solid var(--line-soft);border-radius:var(--r);background:#fff;text-decoration:none;color:inherit;height:100%;transition:border-color .15s,box-shadow .15s;outline:none}
.relatedGrid a:hover{border-color:rgba(27,79,191,.35);box-shadow:var(--shadow)}
.relatedGrid a:focus-visible{box-shadow:var(--focus)}
.relatedGrid h3{margin:0 0 6px;font-size:1rem}
.relatedGrid p{margin:0;font-size:14px}
@media (max-width:1100px){
  .prodGrid{grid-template-columns:repeat(2,1fr)}
  .indGrid,.benefitGrid{grid-template-columns:repeat(2,1fr)}
}
@media (max-width:980px){
  body{padding-bottom:88px}
  .heroInner,.sectionHead,.qualifyGrid,.leadBand,.twoCol,.applyShell,.pageHeroInner,.photoBandInner,.fitGrid{grid-template-columns:1fr}
  .reqGrid,.steps,.elig{grid-template-columns:1fr 1fr}
  .qPills{grid-template-columns:1fr}
  .footGrid{grid-template-columns:1fr 1fr;gap:28px}
  .fieldRow,.amountApply{grid-template-columns:1fr}
  .amountApply .btn,.amountApply .submit{width:100%}
  .nav-email{display:none}
  .links{display:none}
  .links.open{display:flex;flex-direction:column;align-items:stretch;position:absolute;left:0;right:0;top:var(--nav-h);background:#fff;border-bottom:1px solid var(--line);padding:10px 20px 28px;max-height:calc(100vh - var(--nav-h));overflow:auto;box-shadow:var(--shadow-mega);gap:0}
  .nav.is-compact .links.open{top:var(--nav-h-compact);max-height:calc(100vh - var(--nav-h-compact))}
  .links.open>.has-sub,.links.open>a{border-bottom:1px solid var(--line-soft)}
  .links.open>a{padding:15px 6px;font-size:15px;font-weight:550;border-radius:0;background:transparent}
  .links.open>a:hover,.links.open>a.is-current{background:transparent;color:var(--cta)}
  .links.open .has-sub>button{width:100%;justify-content:space-between;padding:15px 6px;font-size:15px;font-weight:550;border-radius:0;background:transparent}
  .links.open .has-sub>button:hover{background:transparent;color:var(--navy)}
  .links.open .has-sub.open>button{color:var(--navy)}
  .links.open .mega-panel{display:none!important;opacity:0!important;visibility:hidden!important;pointer-events:none!important}
  .links.open .submenu{display:none!important}
  .links.open .mobile-acc{display:none;flex-direction:column;padding:2px 0 12px 14px;gap:0;border-left:2px solid var(--wash);margin:0 0 4px 6px}
  .links.open .has-sub.open .mobile-acc{display:flex}
  .links.open .mobile-acc a{padding:11px 6px;font-size:14px;color:var(--navy-mid);text-decoration:none;font-weight:500;border-radius:8px;transition:color .15s,background .15s}
  .links.open .mobile-acc a:hover,.links.open .mobile-acc a.is-current{color:var(--cta);background:rgba(27,79,191,.05)}
  .links.open .navcta{margin:14px 0 6px;text-align:center;border-bottom:0!important;min-height:48px;transform:none!important}
  .menu-btn{display:inline-flex;align-items:center;justify-content:center}
  .footGrid-wide{grid-template-columns:1fr 1fr;column-gap:28px;row-gap:28px}
  .mobileCTA{display:grid}
  .hero{padding:52px 0 44px}
  .section{padding:60px 0}
  .ctaBand,.photoBand{padding:60px 0}
  .pageHero{padding:52px 0 36px}
  .pageHero.dark{padding:68px 0 56px}
  .reqBar{padding:28px 0}
  html{scroll-padding-top:80px}
  .heroPhoto{margin:24px auto 0;width:min(100%,340px)}
  .relatedGrid{grid-template-columns:1fr}
  .sectionHead{margin-bottom:36px;gap:20px}
  .qualifyGrid,.leadBand{gap:32px}
}
@media (max-width:640px){
  .reqGrid,.steps,.prodGrid,.elig,.indGrid,.benefitGrid,.footGrid,.footGrid-wide,.qPills{grid-template-columns:1fr}
  .wrap{width:min(var(--wrap),calc(100% - 32px))}
  h1{font-size:clamp(2.15rem,9vw,2.75rem)}
  .heroChip{font-size:12px;padding:10px 12px;white-space:normal;text-align:left;max-width:90%}
  .footer{padding:52px 0 32px}
}
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{scroll-behavior:auto!important;transition-duration:.01ms!important;animation-duration:.01ms!important}
}

/* Go-live fit guide blocks */
.fitGuide{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin:28px 0 8px}
.fitGuide .fitCard{border:1px solid var(--line, #E4E7EC);border-radius:14px;padding:18px 18px 16px;background:var(--white,#fff)}
.fitGuide .fitCard h3{font-size:15px;margin:0 0 8px;letter-spacing:-0.01em}
.fitGuide .fitCard p{margin:0;font-size:14px;line-height:1.55;color:var(--muted,#5B6573)}
.fitGuide .fitCard.bad{background:rgba(180,35,24,0.04);border-color:rgba(180,35,24,0.18)}
@media (max-width:860px){.fitGuide{grid-template-columns:1fr}}

/* finish polish: card lift + focus */
.prodCard,.indCard,.tileCard{transition:transform .2s ease,box-shadow .2s ease}
.prodCard:hover,.indCard:hover,.tileCard:hover{transform:translateY(-2px)}
a:focus-visible,button:focus-visible,.btn:focus-visible{outline:2px solid var(--cta);outline-offset:2px}
img{max-width:100%;height:auto}