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Product

Short-term loans

When the need is a known dollar amount with a known payoff window, a short-term loan keeps the math simple.

Defined term · Lump sumSoft inquiry to startTerms before signature
Business ledger and working documents on a desk

What this structure is for

A defined amount on a defined clock for near-term gaps and purchases. We underwrite deposits and existing obligations first — the product name comes second.

Benefits

  • Clear schedulePrincipal and cost are mapped to a term you can calendar.
  • Near-term usesInventory buys, a materials order, a bridge until a receivable clears.
  • Faster path than long docsLess paperwork than multi-year facilities — still not a same-day promise.
  • Deposit underwriteApproval depends on recent activity and whether payments fit quiet months.

When it fits

Businesses that need a lump sum and can show deposits that cover the repayment plan.

When it does not

Situations that need multi-year amortization or where monthly payment would fight the cash cycle.

Process

How funding usually moves

01

Apply

Share entity, amount, and use. Soft inquiry to start.

02

Review

Statements and obligations decide whether this product — or another — fits.

03

Fund

Written terms first. Timing depends on the structure and source.